PEMANFAATAN FINTECH DALAM MENINGKATKAN AKSES PEMBIAYAAN BAGI UMKM BINAAN KOTA MEDAN. JOURNAL OF SCIENCE AND SOCIAL RESEARCH, [S. l.], v. 8, n. 3, p. 3522–3532, 2025. DOI: 10.54314/jssr.v8i3.3982. Disponível em: https://jurnal.goretanpena.com/index.php/JSSR/article/view/3982.. Acesso em: 3 may. 2026.