PENGARUH FINANCIAL TEKNOLOGI, DIGITAL MARKETING, DAN LITERASI KEUANGAN DIGITAL TERHADAP KINERJA UMKM DI KABUPATEN BATU BARA. JOURNAL OF SCIENCE AND SOCIAL RESEARCH, [S. l.], v. 9, n. 2, p. 2906–2915, 2026. DOI: 10.54314/jssr.v9i2.6340. Disponível em: https://jurnal.goretanpena.com/index.php/JSSR/article/view/6340.. Acesso em: 26 jul. 2026.