PENGARUH LOAN TO DEPOSIT RATIO (LDR), TOTAL ASSETS TURNOVER (TATO), CAPITAL ADEQUACY RATIO (CAR) DAN NET PROFIT MARGIN (NPM) TERHADAP RETURN ON ASSET (ROA) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI). JSSR [Internet]. 2026 Apr. 30 [cited 2026 May 13];9(2):2335-42. Available from: https://jurnal.goretanpena.com/index.php/JSSR/article/view/6180